Saving Accounting

It is kind of demand deposite which is genrelly kept bythe people for the sake of safety.

These facilty is given for small and normally a small rateof intrest is paid.

TERMS

Click on the buttons inside the tabbed menu:

Minimum Balance

SB General with cheque book facility –Rs1000/- SB General without cheque book facility – Rs 500/- Savings Bank Plus (SB129) – Rs 10000/-.

Charges

Minimum balance charges, Cheque Book Issue Charges, SMS Charges, ATM Card Charges etc. as per the guidelines advised from time to time..

Nature of Deposit

Running (Operative) account

Interest Rate

3% P.A for general public (at present)

Periodicity of Interest Payment

Interest is payable on quarterly basis, i.e., on 1st of every February, May, August and November on the daily balance maintained in the account.

TDS

Not applicable. However, customer should declare at the time of filing the IT returns.

Nomination Facility

Available(favouring only one individual)

Withdrawals

Withdrawal exceeds 50 per half-year (Financial Year), either by cheques or other modes, charges at Rs. 5/- per withdrawal subject to minimum of Rs. 10/-.

Cheques Book

Available for General SB A/cs.

*All other Terms & Conditions Applied. For more information please contact our Branch nearest to you.

SAVING ACCOUNT