The Kheralu Sahakari Nagrik Bank

SAVING AACOUNT

Take the first step in securing your financial future by opening a Smart Savings Account today! With your smart choices, you'll give yourself access to better opportunities down the road. Start saving now and set yourself up for success tomorrow - it's never too late to plan ahead!

FEATURES

Quarterly interest earnings
Savings account funds can sweep to checking account
FREE Online Banking, Mobile Banking, eStatements, account Alerts and more
FREE Identity Theft Protection Service

REQUIREMENTS

Low minimum opening deposit of $20

$0.50 will be charged for each debit transaction in excess of three.

Maintain a $100.00 minimum daily balance to avoid a $2 monthly service charge

Click on the buttons inside the tabbed menu:

Minimum Balance

SB General with cheque book facility –Rs1000/- SB General without cheque book facility – Rs 500/- Savings Bank Plus (SB129) – Rs 10000/-.

Charges

Minimum balance charges, Cheque Book Issue Charges, SMS Charges, ATM Card Charges etc. as per the guidelines advised from time to time..

Nature of Deposit

Running (Operative) account

Interest Rate

3% P.A for general public (at present)

Periodicity of Interest Payment

Interest is payable on quarterly basis, i.e., on 1st of every February, May, August and November on the daily balance maintained in the account.

TDS

Not applicable. However, customer should declare at the time of filing the IT returns.

Nomination Facility

Available(favouring only one individual)

Withdrawals

Withdrawal exceeds 50 per half-year (Financial Year), either by cheques or other modes, charges at Rs. 5/- per withdrawal subject to minimum of Rs. 10/-.

Cheques Book

Available for General SB A/cs.

*All other Terms & Conditions Applied. For more information please contact our Branch nearest to you.