HOUSING LOAN
For purchase of ready built house / flat
For construction of house on already owned site
For purchase of site & construction of house thereon
-For taking over housing loan liability with other recognized Housing Finance Companies / Boards / Cooperative & other Banks
QUANTUM OF LOAN
For salaried class :-
60 times of last drawn gross salary subject to ensuring net take home salary after deducting all existing loan & proposed loan should not be less than 25% of gross salary
For non-salaried class :-
4 years gross annual income subject to ensuring net profit afterdeducting all existing loan & proposed loan should not be less than 40% of gross profit
REPAYMENT
Entire loan with interest shall be repayable in EMI/EHI with maximum period of 30 years
Eligibility / Security / Margin etc
Please visit your nearest branch.